EFFECTIVE DATE: JANUARY 2026
Welcome to Utility 365. By accessing this website we assume you accept these terms and conditions. Do not continue to use Utility 365 if you do not agree to take all of the terms and conditions stated on this page.
Important Notice: Informational Purposes Only
The calculations, estimates, and content provided on Utility 365 (including Tax and Loan calculators) are for informational and educational purposes only. They do not constitute financial, legal, or tax advice.
While we strive for 100% accuracy based on current laws (e.g., Union Budget 2025-26), laws and bank regulations change frequently. You should consult with a qualified professional (CA, Financial Advisor, or Bank Manager) before making any financial decisions based on these tools.
Unless otherwise stated, Utility 365 and/or its licensors own the intellectual property rights for all material on Utility 365. All intellectual property rights are reserved. You may access this from Utility 365 for your own personal use subjected to restrictions set in these terms and conditions.
You must not:
In no event shall Utility 365, nor any of its officers, directors, and employees, be held liable for anything arising out of or in any way connected with your use of this website. Utility 365 shall not be held liable for any indirect, consequential, or special liability arising out of or in any way related to your use of this website, including but not limited to financial losses incurred due to calculation errors.
Our Service may contain links to third-party web sites or services that are not owned or controlled by Utility 365. Utility 365 has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party web sites or services.
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.
These terms and conditions are governed by and construed in accordance with the laws of India and you irrevocably submit to the exclusive jurisdiction of the courts in Jharkhand, India.