ABOUT UTILITY 365

PRECISION TOOLS FOR SMARTER DECISIONS | EST. 2026

WHO WE ARE

UTILITY 365 was built on a singular premise: Financial clarity should not be a luxury. Whether you are calculating the tax impact of the new FY 2025-26 regime or strategizing a prepayment plan for your home loan, you deserve tools that are accurate, transparent, and professional-grade.

Most online calculators are cluttered with ads or oversimplified logic. We take a different approach. We build "Pro" versions of essential utilities—tools that account for edge cases like Section 87A Marginal Relief or Reducing Balance Interest—giving you the same level of insight as a financial advisor, for free.

MISSING A TOOL?

WE BUILD CUSTOM CALCULATORS ON REQUEST

Do you have a complex formula you use daily? Let us know, and our engineering team will build a dedicated "Pro" calculator for it.

REQUEST A FEATURE

100% ACCURACY

Our algorithms are tested against official government tax schedules and bank amortization logic.

LIGHTNING FAST

No bloat. No signup. Our tools are optimized to load instantly on any device.

PRIVACY FIRST

Calculations happen in your browser. We do not store or transmit your financial data.