SIP Calculator Pro

Wealth Journey Pro

1. Accumulation (SIP)

2. Wait Period

3. Withdrawal (SWP)

Post SIP

₹0

Post Wait

₹0

Final Bal

₹0

Ready
Invested:₹0
Earnings:₹0
Withdrawn:₹0

Frequently Asked Questions

How does "Step-Up SIP" accelerate my wealth? ▼
A "Step-Up SIP" involves increasing your monthly investment by a fixed percentage (e.g., 10%) every year to match your salary hikes. This small annual increase can lead to a 40-50% higher final corpus compared to a flat SIP, thanks to the power of compounding on the additional capital.
What is the purpose of the "Waiting Period" phase? ▼
The Waiting Period allows your accumulated corpus to grow purely through market returns without adding new funds. This simulates scenarios like early retirement or a career break where you stop investing but let your money compound before starting withdrawals (SWP).

About SIP Calculator Pro - Wealth Journey Pro

Wealth Journey Pro is India's premier tool for full-cycle financial independence planning.

Disclaimer: This tool uses standard future value formulas. Mutual fund investments are subject to market risks. Past performance does not guarantee future results. This SIP Calculator Pro simulation accounts for annual step-ups and compound interest cycles. For the SWP phase, withdrawals are adjusted against monthly earnings on the remaining corpus. Calculations for SBI, HDFC, ICICI, or Zerodha mutual funds should be verified with the respective fund houses.