India's Best Financial Utility Calculators & Tools

Precision-engineered tools for your daily financial calculation needs. From wealth creation SIP Calculator to tax planning Calculators, Utility 365 is your trusted partner for the 2026 fiscal year.

SIP Calculator Pro

Calculate Advanced compounding returns for SIP and Mutual Fund growth. Plan your goal with Utility365 Calculators.

Income Tax Calculator Pro

Detailed FY 2025-26 Income tax Calcultor with Step wise slab analysis, marginal relief and Old vs New regime comparison only on Utility365.

Home Loan Calculator

Amortization schedules and prepayment strategies to become debt-free faster with Utility365 Home Loan Calculator.

Sunkanya Samriddhi yojna

Secure your daughter's future. Compare SSY returns with Fixed Deposits including the income tax exemption effects only on Utility365.

Utility 365: Precision Financial Tools and Calculators for India

Welcome to Utility 365, your destination for high-fidelity financial decision-making tools and Calculators. We have launched our core suite of essential calculators—SIP Calculator Pro, Income Tax Calculator, Home Loan Calculator with repayment Roadmap, and SSY Calculator. These tools are meticulously designed to handle the nuances of the 2026 fiscal landscape, providing users with the precision required for modern wealth management.

Our flagship SIP Calculator Pro moves beyond simple math to offer deep insights into the power of compounding. Whether you are calculating Rupee-Cost Averaging effects or long-term corpus growth, our engine provides the data you need to invest with confidence. Simultaneously, our Home Loan Calculator allows plqning for your EMI and Prepayment, ensuring you never pay a rupee more than necessary.

Our mission is to provide free daily use tools that simplify your financial life, ensuring that professional-grade planning is accessible to everyone at utility365.in.

Our Step 1 website launch is complete, but Step 1 is only the beginning. We are actively working on Step 2: Financial Trackers & Personal Ledgers. Coming soon, Utility 365 will evolve from a calculation hub into a comprehensive financial ecosystem. Step 2 will introduce Expense Audits to identify wealth leaks, Personal Debt Navigators to track your journey toward a zero-liability life, and Net Worth Dashboards.